Thursday, September 8, 2016

Keys to Parnasa Part I

Parnasa Deterrents from Keys to Parnasa

Advice and Segulos for Parnasa and Wealth
A Treasure Trove From Our Sages and Rabbinical 
Authorities Throughout the Ages

Supported and encouraged by my master and teacher
Maran HaGaon HaRav Chaim Kanievsky shlit"a

Maran HaGaon HaRav CHAIM KANIEVSKY shlit"a

After reviewing this work the Rav said,
It is accurate information from Chazal. With HaShem's help, may it yield the desired results. Blessing and success to all who will use it.

Over the years, many people have asked me to compile advice and segulos for parnasa and wealth from the wisdom of Chazal and from what I received verbally and in writing from gedolei Yisroel. We find in the midrash (Yalkut Shimoni, Mishlei 960): "If you come to take advice from the Torah, you may do so." Having seen much success from those who followed this counsel, I agreed to publish it.

May this work increase the honor of Torah and its splendor and be beneficial to the readers: they should be blessed from the Source of all blessings and merit a life of wealth, honor and all good.

Eagerly anticipating salvation,
Sincerely,
Aharon Yehoshua Pessin
Sivan 5776

(if typing errors - they are from this blogger. I hope to have Part II 1-28 up as fast as I can type it.)

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)

43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))

 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))
 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))
 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))
 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))
 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))
 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))
 Parnasa Deterrents:

29. “Whoever scoffs, his income diminishes.” (Avodah Zara 18b. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 page 492)

30. Tear up paid loan documents and do not retain them. Be exceedingly careful not to be involved in lending or borrowing money with interest to Jews. Protest against people who sin when you have the ability to do so. Honor your pledge to tzedaka and ensure you pay what you committed to on time. Do not withhold payments of laborers. Do not cast off your responsibilities and place them on your friends. Avoid being arrogant due to your wealth. (Sukkah 29b, Bava Metziah 71a. For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 1 pages 370-371, vol 2 pages 122,405,445 and vol 3 pages 274,436)

31. Quarreling and immorality decrease one’s sustenance. (Otzar HaMidrashim, Chupat Eliyahu)

32. Bread in a basket hanging in the house can bring one to poverty. Be sure to sweep bread crumbs off the floor as having crumbs in the house and stepping on them can lead to poverty. A plate placed over the opening of a barrel brings one to poverty. (Pesachim 111b)

33. Avoid: 1. wearing expensive clothes which wear out quickly. 2. Using expensive glass vessels that break easily. 3. Hiring employees and not supervising them. (Bava Metziah 29b, Chulin 84b according to Rashi)

34. Rabbi Akiva said: anyone who doesn’t occupy himself in Torah study causes poverty to his children. (Kalla 1:20.For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 3 page 457)

35. If one does not give charity to the poor, HaShem will make him poor. (Temurah 16a)

36. “Anyone who sets his eyes upon something that is not his, what he seeks they do not give him, and what is in his hands, they take from him.” (Sota 9a)

37. Treating lightly the mitzvah of washing the hands before eating bread causes poverty. (Shabbos 62b

38. “Whoever does not leave over bread on his table after his meal will never see a sign of blessing.” (i.e. his labor will never be blessed with success. The gemara teaches that one should leave over some of his meal on his table so that a poor, unexpected guest might find something ready to eat. Rashi to Sanhedrin 92a)

39. One who is not willing to go beyond the letter of the law for the poor will become impoverished. (Bava Metziah 33a)

40. One should ensure that his wife remains happy, as an angry wife can destroy the home. (i.e. deplete one’s entire estate, Sota 3b)

41. One who ridicules the poor will become poor himself. (Otzar HaMidrashim, P’sikta page 497)

42. Anywhere HaShem’s name is mentioned in vain, poverty is found. (Ma’alos Hamidos, page 22)
43. One who causes sorrow to his friend will become poor; hence, he will be in sorrow. (Ma’alos Hamidos, page 165)

44. “One who is lenient about mayim achronim, from Shamayim they will be lenient regarding his income [i.e. reduce it].”. (Aruch HaShulchan Ohr HaChaim 181:5 based on Responsa from Shamayim simanh 57.  For the explanation of the measure for measure in this, see Middah K’Negged Middah vol 2 page 379)

45. A segula for one to be saved from financial debts is to accept on himself other debts – “spiritual debts”! The more “debts” he has in learning i.e. commitments to learn specific things at specific times), and the more he feels his commitment to learn as a real debt, the more his financial debts will disappear. (Maran HaGaon HaRav Chaim Kanievsky shlit”a))

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